Mugaward Micro-credit Project
Mugaward Micro-credit project is a compassionate livelihood project designed to help street beggars in Ugandan cities transition into dignified, income-earning activities. The program provides small, interest-free loans and simple business training that enables beneficiaries to start micro-enterprises such as selling snacks, craft items, or household goods. Support officers offer regular guidance, helping participants build confidence, manage earnings, and gradually reduce dependence on alms. Through trust-based lending, flexible repayment, and continuous mentorship, the project restores dignity, fosters self-reliance, and opens a pathway for the most vulnerable to rejoin economic life.
Small Credit, Big Dreams
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- Our vision is to create a society where vulnerable individuals, including street beggars, gain dignity, financial independence, and sustainable livelihoods through access to interest-free credit and practical business support.
- Our mission is to provide interest-free micro-loans, practical business training, and continuous mentorship that empower street beggars and other vulnerable urban residents to start micro-enterprises, manage earnings effectively, and transition into sustainable, income-generating livelihoods.
Our project activities
Interest-Free Micro-Loans
We provide small, flexible, interest-free loans that allow beneficiaries to start or grow micro-enterprises, removing financial barriers to self-employment.
Business Training
We offer simple, practical training in product selection, pricing, customer service, and basic financial management to ensure participants can operate profitable and sustainable micro-businesses.
Mentorship & Guidance
Our support officers provide ongoing mentorship, helping participants build confidence, track earnings, manage cash flow, and overcome challenges as they grow their businesses.
Trust-Based Lending & Community Support
We foster trust through personalized follow-up and peer support networks, encouraging repayment discipline, accountability, and community engagement while restoring dignity and self-reliance.